Visitor Insurance

Quote and Purchase


Applicant must:
Be over 15 days old at the time of application

Be a holder of Canadian work visa or student visa; or

Be a Canadian or landed immigrant not covered by a government health insurance plan in Canada

Be a visitor to Canada.


Choice of policy maximum based on your needs : From $10,000 up to $150,000 CAD
Maximum $150,000 for age up to 69
Maximum $50,000 for age 70 to 85
Maximum $25,000 for age 86+

No deductible : for age 85 or younger
$50 deductible : for a 5% savings on the daily rate

Maximum period of coverage: 365 days

Minimum premium: $25 CAD per policy

Family rate available
Twice the single rate based on the oldest member of family. children must be 21 year or under

Worldwide travel coverage
Provided the majority (51%) of your period of coverage is spent in Canada except the country of origin

Pre-existing condition
Automatically covers the Stable Chronic Condition
If stable in the 120 days prior to the effective date of policy

Waiting period
For policy purchased prior to your arrival in Canada: waived 

For policy purchased after your arrival in Canada: 48 hours from the effective date of the policy for Emergency Sickness

Full refund is available
when the request for refund is received prior to the effective date of the Policy

Partial refund is available
If you return to your country of permanent residence 
'No claim statement' and 'Proof of Return' (ex. airline ticket) are required  
Requests for refunds must be made in writing within 90 days of your policy expiry date
An cancellation fee of $40 will apply to per policy

No refund will be issued
If claim has been or will be submitted
If the amount of premium to be reimbursed is less than $10 per policy


Hospital Expenses: reasonable and customary cost for in and out patient treatment

Physician Fees: medical treatment by a physician

Diagnostic Services: reasonable and customary cost for X-rays and laboratory test

Ambulance Services
When reasonable and medically necessary, licensed ground ambulance service to the nearest hospital

Prescription drugs: up to $500 CAD, Limited to a 30-day supply per prescription

Medical Appliances
Casts, splints, trusses, braces, crutches, rental of wheelchair or other minor medical appliances

Paramedical Practitioner
Chiropodist, chiropractor, osteopath, physiotherapist or podiatrist up to $500 CAD per type of practitioner

Acupuncture: up to $500 CAD with a 365-day policy

Treatment of Dental Accidents:  up to $3,000 CAD

Dental Emergency: up to $500 CAD

Air Fright Accident: up to the sum insured

Repatriation: when approved in advance by Group Medical Services

Return of deceased: up to $10,000 CAD


In the event of hospitalization, you must contact Group Medical Services within 48 hours of admission. Failure to make such notification will limit the total amount payable to 80% of all eligible expenses incurred

The claims representatives are here to assist you 24 hours a day, seven days a week. 

In Canada & USA: 1-800-877-3061
From anywhere: 416-977-2156 (collect)

Send all pertinent documents to:
Johnson Fu Insurance Agency Inc. 
15 Wertheim Courtm Suite 501,  
Richmond Hill, ON 
L4B 3H7



Quote and Purchase