General insurance or non-life insurance policies, including automobile and homeowners policies, provide payments depending on the loss from a particular financial event. General insurance typically comprises any insurance that is not determined to be life insurance. It is sometimes called property and casualty insurance.
General insurance is broadly divided into two areas: commercial lines and personal lines .
Commercial lines products are usually designed for relatively small legal entities. These would include workers' comp (employers liability), public liability, product liability, commercial fleet and other general insurance products sold in a relatively standard fashion to many organisations. There are many companies that supply comprehensive commercial insurance packages for a wide range of different industries, including shops, restaurants and hotels.
Personal Lines products are designed to be sold in large quantities. This would include homeowners (household), auto (private car) ,pet insurance, creditor insurance and others.
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British Columbia Forest Fires
Ministry of Forests « The Home Owners FireSmart Manual »
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Insurance Institute of Canada
Insurance Bureau of Canada
Insurance Bureau of Canada - P&C Insurance Glossary
Thompson's World Insurance News
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