一般保险
一般保险

CHANGE OF OCCUPANCY

The insurance policy you purchased for the following location is HOMEOWNER policy
 
 Address: ______________________
    ______________________
    _______________________

If the usage of the house changes, you must immediately inform our company to make changes otherwise the coverage could become void.

Some examples of change of use include from homeowner to
 Vacant or
 Rented dwelling

You have confirmed to us that you will immediately move in and live in the house after the effective date or ______________

The house will be consider VACANT if you do not move in and live in the house immediately after the effective date or _______________

When the house is VACANT and you did not inform us immediately by writing, email, or fax, the policy may be voided and Insurer may decline to cover any damages to the building and contents.

If it is found that the house is vacant and you did not move in and live in, we will
Void the policy and inform your banker – the mortgagee, or
Change to vacant house policy

The premium for vacant policy will be increased to a higher premium amount  and the coverage is reduced to Fire and EC only and do not cover:
Water Damage
Vandalism/Malicious
Sewer back up
Contents
………………………………………………………………………………………………..
By signing below, the above information was clearly explained to me/us in the language I/we understand and will not hold your company and the insurer for any liability of any loss.


Sign: __________________________  Name : _____________________

Date: __________________________